Car Insurance

There’s a deep, dark little secret that most insurance brokers don’t want you to know about. It’s a secret that could - literally - put most of them out of business. You see, there is a very simple way for you to save as much as 40% on the cost of your car insurance without reducing the amount of your coverage by even a penny.

But before I reveal this huge money-saving secret, there are several smaller ways for you to save on the cost of your auto coverage that you should be aware of - because adding every savings secret together can really reduce the cost of your monthly premium.

Start by paying your premium automatically directly from your checking or savings account. In this way your company doesn’t have to send you an expensive bill through the mail every month and they are happy to pass most of that savings along to you.

If at all possible, park your car in a garage at night rather than on the street or even in your driveway. A garaged car is less likely to be stolen, broken into or vandalized and so your rates are lower if you park in a garage at night.

Are you married? Did you know that women pay less for car insurance than men do? If you list the wife as the primary driver on all vehicles and the husband as the secondary driver you’ll save quite a bit each month.

Carpooling to work saves you a lot more than you might think. Not only do you cut your gasoline bill in half and put less wear and tear on your vehicle, but cutting your monthly rush hour driving miles in half can save you quite a bit on your auto coverage as well.

If you increase your deductible you’ll decrease your premium immediately. You just don’t want to increase your deductible past the point at which you can comfortably pay it in the event you ever have a claim.

But the biggie…the Number 1 thing you can do to reduce your car insurance rates by as much as 30% in one fell swoop, is to simply buy your policy online!

It’s that simple. And when I say simple I mean simple. Buying your coverage online is fast, easy, and stress-free. You don’t have an agent looking over your shoulder, talking you into buying things you don’t need. You are in control when you buy your policy online - and doesn’t that sound great?

Online brokers have no overhead and so they can offer insurance coverage at wholesale prices - usually around 30% less than you’ll find locally for the EXACT SAME coverage. Also, there is a tremendous amount of competition online, and you know what that means - prices are cut to the bone and YOU come out the winner!

So whether you are buying your first policy or you’re just sick and tired of paying way too much for your auto coverage, now is the time to jump online and find out for yourself just how much you can save.