Car Insurance

Well chosen extended service warranties can afford you peace of mind. Don’t undermine this tranquility with disorganized or poor record keeping or failure to ask the right questions. Following is a short primer to help you keep the details together.

1. Resolve to keep impeccable records.
Many extended warranties carry service requirements. Don’t invalidate yours with poor or lacking records. If you don’t already have a central location for your important papers take a few moments and create one now. It need not be fancy; your system could be as simple as a large envelope stored in a drawer, an accordion file or a filing cabinet. What’s most important is that you maintain whatever system you choose consistently. Few things are more frustrating than losing important papers.

2. Make copies immediately.
Have you ever tried to read an old credit card receipt? If it was on thermal paper chances are the print was faded. Avoid this dilemma by making copies of all documents that are prone to fade. You can attach the original to the front with a staple or paper clip.

3. Don’t rely on your computer for record keeping
If you purchase your extended warranty online be sure to print hard copies of the entire contract. Be sure to access the printer friendly screen so that no words are cut off. Murphy’s Law is often at work and chances are your computer will be down at the very moment you need to put your hands on the warranty.

4. Get everything in writing
Verbal agreements and arrangements are ultimately meaningless. Whether your agent doesn’t remember or leaves without a trace for another firm should have no bearing on your coverage. You must have a written document to stand on firm ground in the world of warranties.